<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>http://blog.painsmith.co.uk/2012/02/03/how-to-prepare-for-an-lvt-hearing-in-respect-of-service-charges/</loc><lastmod>2012-02-01T17:56:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/31/getting-it-wrong-can-be-expensive/</loc><lastmod>2012-01-31T18:04:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/31/oooooooooooooh-more-options/</loc><lastmod>2012-02-02T18:58:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/27/gas-safety-2/</loc><lastmod>2012-01-27T11:43:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/23/what-duty-does-a-landlord-have-if-the-tenant-leaves-their-belongings-in-the-property-once-they-have-vacated/</loc><lastmod>2012-02-03T14:26:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/18/all-very-frustrating-but-what-are-the-options/</loc><lastmod>2012-01-20T20:47:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/17/appointment-of-a-manager-instead-of-rtm/</loc><lastmod>2012-01-17T19:23:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/10/its-not-the-lawyers-it-really-isnt/</loc><lastmod>2012-01-10T12:58:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/05/happy-new-year/</loc><lastmod>2012-01-06T10:10:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/06/hmo/</loc><lastmod>2012-01-03T16:01:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2012/01/03/a-survey-of-tenants-experience/</loc><lastmod>2012-01-07T23:04:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/29/setting-the-record-straight/</loc><lastmod>2011-12-28T10:33:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/27/common-sense-prevailing-in-contracts/</loc><lastmod>2011-12-21T17:22:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/21/energy-act-2011/</loc><lastmod>2011-12-21T17:21:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/28/what-should-i-think-about-before-i-buy-my-freehold-the-cons/</loc><lastmod>2012-01-05T09:50:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/19/mediation-what-is-it-all-about/</loc><lastmod>2011-12-19T11:36:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/13/can-the-freeholder-recover-costs-incurred-in-pursuing-me-at-the-lvt-as-service-charge/</loc><lastmod>2012-01-18T10:11:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/04/back-to-basics-4-section-21/</loc><lastmod>2011-12-12T11:01:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/12/09/why-do-i-need-court-proceedings-and-what-do-these-involve/</loc><lastmod>2011-12-09T22:58:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/30/how-long-do-court-proceedings-for-possession-take/</loc><lastmod>2011-11-30T15:41:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/25/enfranchisement-can-you-bring-multiple-claims/</loc><lastmod>2011-11-16T12:22:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/21/its-all-in-the-drafting/</loc><lastmod>2011-11-26T22:12:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/18/back-to-basics-3-voluntary-surrender-and-abandonment/</loc><lastmod>2011-11-21T19:19:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/14/is-it-reasonable-to-expect-tenants-to-pay-large-service-charges/</loc><lastmod>2011-11-21T11:22:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/11/happily-ever-after/</loc><lastmod>2011-11-11T13:37:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/11/07/joint-tenants-what-does-this-mean/</loc><lastmod>2011-11-11T12:01:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/27/right-to-manage-make-sure-you-get-the-process-right/</loc><lastmod>2011-10-27T17:19:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/26/back-to-basics-2-notice-to-quit/</loc><lastmod>2011-10-31T16:14:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/24/the-tenants-bankrupt/</loc><lastmod>2011-11-03T23:30:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/20/sentencing%e2%80%a6/</loc><lastmod>2011-10-20T10:01:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/14/what-is-a-flat/</loc><lastmod>2011-10-14T09:11:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/17/how-long-do-i-need-to-own-my-lease-for-to-get-an-extension/</loc><lastmod>2011-10-14T08:46:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/13/shelter-report/</loc><lastmod>2011-10-14T12:10:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/11/housing-act-1988/</loc><lastmod>2011-10-13T07:52:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/10/ground-14/</loc><lastmod>2011-10-14T12:00:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/03/long-lease/</loc><lastmod>2011-10-04T21:17:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/03/look-at-the-lease/</loc><lastmod>2011-10-03T12:59:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/06/squatters-2/</loc><lastmod>2011-10-02T17:42:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/10/01/an-apology-please-we-should-be-so-lucky/</loc><lastmod>2011-10-17T14:27:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/30/equality-act-what-does-this-mean-for-agents-and-landlords/</loc><lastmod>2011-09-30T16:58:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/27/mitigation/</loc><lastmod>2011-09-27T13:59:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/20/change-in-tenants/</loc><lastmod>2011-09-21T15:09:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/23/collective-enfranchisement-what-is-it/</loc><lastmod>2011-09-27T11:24:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/18/homelessness-and-what-this-means-to-landlords/</loc><lastmod>2011-09-20T20:32:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/06/simply/</loc><lastmod>2011-09-06T17:04:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/09/05/residential-property-tribunal-service-what-is-it/</loc><lastmod>2011-09-07T10:37:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/31/section-8-back-to-basics/</loc><lastmod>2011-08-25T12:13:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/26/more-on-service-charges%e2%80%a6/</loc><lastmod>2011-08-25T11:59:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/24/wales-is-going-up/</loc><lastmod>2011-08-24T09:27:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/23/feedback-please/</loc><lastmod>2011-08-30T12:45:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/23/the-swimming-pool/</loc><lastmod>2011-08-23T13:23:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/23/service-charges-what-do-you-need-to-know/</loc><lastmod>2011-08-23T12:34:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/18/agents-beware/</loc><lastmod>2011-08-18T15:39:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/12/why-is-80-years-so-important-with-a-long-residential-lease/</loc><lastmod>2011-08-12T08:38:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/10/association-of-british-insurers/</loc><lastmod>2011-08-12T08:49:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/09/yes-they%e2%80%99re-back%e2%80%a6/</loc><lastmod>2011-08-09T21:32:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/09/civil-unrest/</loc><lastmod>2011-08-12T10:16:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/01/houseboats/</loc><lastmod>2011-08-02T11:08:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/02/tenants-insurance/</loc><lastmod>2011-08-08T16:31:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/08/01/council-tax-a-reminder/</loc><lastmod>2011-08-01T12:35:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/07/22/mortgage-arrears/</loc><lastmod>2011-07-21T09:53:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/07/21/oft-evaluates-foxtons/</loc><lastmod>2011-07-21T09:10:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/07/15/read-the-lease/</loc><lastmod>2011-07-15T12:24:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/07/12/should-they-have-got-away/</loc><lastmod>2011-07-12T10:02:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/07/04/localism-bill-again/</loc><lastmod>2011-07-04T21:20:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/28/consultation-process/</loc><lastmod>2011-06-28T21:20:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/24/back-again/</loc><lastmod>2011-06-24T09:29:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/22/landlords-register/</loc><lastmod>2011-06-22T09:21:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/22/trespasser/</loc><lastmod>2011-06-22T09:14:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/09/bailii-appealing-for-funds/</loc><lastmod>2011-06-09T09:35:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/09/small-claims-or-what/</loc><lastmod>2011-06-14T11:26:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/06/06/does-it-form-part-of-the-structure-or-not/</loc><lastmod>2011-06-06T21:35:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/30/not-an-ast/</loc><lastmod>2011-05-30T22:44:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/25/gladehurst-properties-limited-v-hashemi/</loc><lastmod>2011-06-21T21:47:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/18/hashemi-a-summary/</loc><lastmod>2011-05-19T14:34:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/19/changes-always-changes%e2%80%a6/</loc><lastmod>2011-05-18T22:10:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/17/notices/</loc><lastmod>2011-05-17T14:43:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/17/hashemi-v-gladehurst/</loc><lastmod>2011-05-17T14:00:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/13/solicitors-and-costs/</loc><lastmod>2011-05-13T09:56:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/09/drafting%e2%80%a6/</loc><lastmod>2011-05-09T16:28:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/06/potts-%e2%80%93v-densley-pays/</loc><lastmod>2011-05-17T11:03:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/09/potts-%e2%80%93v-densley-pays-update/</loc><lastmod>2011-05-05T21:02:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/05/update/</loc><lastmod>2011-05-05T13:17:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/06/squatters/</loc><lastmod>2011-05-06T15:02:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/05/05/changes-to-court-procedures/</loc><lastmod>2011-05-05T07:39:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/28/mobile-homes-and-article-8/</loc><lastmod>2011-04-28T15:48:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/27/business-tenancies/</loc><lastmod>2011-04-27T11:08:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/27/vacation/</loc><lastmod>2011-04-27T11:03:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/14/fire-safety-in-wales/</loc><lastmod>2011-12-07T06:06:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/11/to-take-possession-or-not-to-take-possession/</loc><lastmod>2012-01-19T15:36:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/07/deception/</loc><lastmod>2011-04-08T09:56:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/04/the-position-of-the-stakeholder/</loc><lastmod>2011-11-22T22:31:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/07/carbon-monoxide/</loc><lastmod>2011-04-05T11:14:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/04/04/fire-safety-update/</loc><lastmod>2011-04-04T10:15:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/31/hey-oxford/</loc><lastmod>2011-04-01T13:44:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/28/where-does-the-liability-for-water-usage-lie/</loc><lastmod>2011-10-10T22:48:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/25/census-in-england/</loc><lastmod>2011-03-25T16:18:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/25/making-better-use-of-energy-performance-certificates-and-data/</loc><lastmod>2011-03-29T09:57:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/23/documents/</loc><lastmod>2011-03-26T10:17:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/20/cancellation-notice/</loc><lastmod>2011-03-18T23:42:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/18/unlawful-eviction/</loc><lastmod>2011-07-25T16:45:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/14/localism-bill/</loc><lastmod>2011-03-14T15:28:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/14/article-8-the-tenants-human-rights/</loc><lastmod>2011-03-17T08:00:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/07/enforcement-of-possession-orders/</loc><lastmod>2011-04-05T10:32:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/04/gas-safety/</loc><lastmod>2011-09-20T15:56:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/03/02/deposits-set-for-change/</loc><lastmod>2011-03-02T16:30:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/24/oxford-again%e2%80%a6/</loc><lastmod>2011-02-24T23:47:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/23/breaking-out/</loc><lastmod>2011-02-23T23:23:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/21/more-safety-legislation/</loc><lastmod>2011-04-04T10:58:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/18/meanwhile-back-at-deposit-protection-hq%e2%80%a6/</loc><lastmod>2011-07-04T14:32:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/16/consultation-works/</loc><lastmod>2011-02-16T13:49:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/11/a-rise-in-dangerous-homes/</loc><lastmod>2011-02-11T21:05:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/07/releasing-the-deposit-after-an-order-for-possession/</loc><lastmod>2011-02-07T21:02:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/04/tenancy-deposit-protection-a-further-binding-decision/</loc><lastmod>2011-04-11T09:43:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/02/02/domestic-violence-and-homelessness/</loc><lastmod>2011-06-30T14:56:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/01/19/marveen-smith-on-bbc-radio-4/</loc><lastmod>2011-01-19T15:49:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/01/17/whats-the-point-of-a-tenancy-agreement-anyway/</loc><lastmod>2011-02-09T22:57:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2011/01/02/2010-in-review/</loc><lastmod>2011-01-02T07:18:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/12/15/energy-performance-consultations-and-next-steps/</loc><lastmod>2010-12-13T13:58:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/12/13/drying-flooded-buildings/</loc><lastmod>2010-12-13T10:51:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/12/13/lies-damned-lies-and-statistics/</loc><lastmod>2010-12-13T10:23:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/16/universal-estates-v-tiensia-where-is-it/</loc><lastmod>2010-12-02T07:13:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/29/cold-weather/</loc><lastmod>2010-11-29T18:02:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/19/bed-bugs-and-landlords-liability/</loc><lastmod>2011-03-12T14:45:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/23/consultation-on-planning-application-fees/</loc><lastmod>2010-11-24T13:41:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/22/574/</loc><lastmod>2010-11-22T22:07:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/11/court-of-appeal-rules-on-tenancy-deposit-protection/</loc><lastmod>2011-10-13T08:38:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/19/private-landlords-attitudes-to-housing-benefits/</loc><lastmod>2010-11-16T12:52:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/16/damp-the-legal-position/</loc><lastmod>2011-11-16T23:02:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/12/manchester-makes-article-4-direction/</loc><lastmod>2010-11-12T18:09:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/10/new-report-on-the-prs-as-affordable-accomodation/</loc><lastmod>2010-11-10T13:00:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/09/universal-estates-v-tiensia-the-wait-is-over/</loc><lastmod>2010-11-09T10:05:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/05/oxford-landlord-jailed/</loc><lastmod>2010-11-09T00:26:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/11/04/possession-proceedings-and-human-rights/</loc><lastmod>2010-11-04T12:41:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/10/18/oxford-hmo-licensing/</loc><lastmod>2010-10-18T22:13:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/10/14/housing-amendments-in-northern-ireland/</loc><lastmod>2010-10-14T19:25:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/10/14/quango-cuts/</loc><lastmod>2010-10-15T06:23:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/25/is-planning-permission-really-required-for-an%c2%a0hmo/</loc><lastmod>2010-12-12T15:30:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/10/06/hmos-and-planning-judicial-review/</loc><lastmod>2011-01-25T13:34:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/08/hmo-planning-permittted-development-order-published/</loc><lastmod>2010-10-06T11:50:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/10/01/guidance-on-tenant-mortgage-protection/</loc><lastmod>2010-10-01T17:03:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/30/oxford-hmo-licensing-update/</loc><lastmod>2010-09-30T17:31:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/27/oxford-challenged-over-hmo-licensing/</loc><lastmod>2010-09-27T19:51:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/09/new-tds-required-clauses/</loc><lastmod>2010-09-13T14:06:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/13/deposit-variation-deeds-for-1-october/</loc><lastmod>2010-09-13T13:59:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/10/rent-arrears-on-common-law-tenancies-last-chances-to-act/</loc><lastmod>2010-09-10T14:37:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/08/dclg-faqs-regarding-asts-after-1-october/</loc><lastmod>2010-09-08T16:50:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/27/harsh-rent-increases-after-a-long-lease-ends/</loc><lastmod>2010-09-03T13:18:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/03/understanding-subject-to-contract/</loc><lastmod>2011-04-27T08:25:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/02/where-to-see-us-in-september/</loc><lastmod>2010-09-02T15:07:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/02/housing-act-threshold-changes-soon/</loc><lastmod>2010-09-02T13:25:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/03/10/ast-threshold-increase-and-seminars/</loc><lastmod>2010-09-02T13:21:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/03/14/housing-act-threshold-increase/</loc><lastmod>2010-09-02T13:21:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/03/26/housing-act-rent-increase-order-published/</loc><lastmod>2010-09-02T13:20:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/23/clg-views-on-tenancy-deposits-in-tenancies-changing-on-1-october/</loc><lastmod>2010-09-02T13:19:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/15/asts-and-security-of-tenure-after-1-october/</loc><lastmod>2010-09-02T13:19:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/06/02/assured-tenancies-after-1-october-2010/</loc><lastmod>2010-09-02T13:18:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/07/01/uncertainty-about-tenancy-agreements-approaching-1-october/</loc><lastmod>2010-09-02T13:14:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/09/02/short-lets-after-1-october/</loc><lastmod>2010-09-06T12:29:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/12/housing-amendment-act-comes-into-force-in-northern-ireland/</loc><lastmod>2010-08-12T13:06:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/23/after-a-section-21-notice-expires/</loc><lastmod>2011-07-21T12:40:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/06/some-more-tenancy-deposit-cases/</loc><lastmod>2010-09-10T14:39:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/16/the-return-of-the-discharge-bonus/</loc><lastmod>2010-08-06T09:09:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/12/agents-issuing-proceedings/</loc><lastmod>2010-08-12T08:45:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/09/whats-in-a-signature/</loc><lastmod>2010-08-06T09:08:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/05/additional-hmo-licensing/</loc><lastmod>2010-08-06T09:07:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/08/04/tenancy-deposit-protection-heads-north-of-the-border/</loc><lastmod>2010-08-09T12:38:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/07/30/council-tax-in-hmos/</loc><lastmod>2010-07-30T15:19:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/07/22/mortgage-protection-notice-requirements-set-out/</loc><lastmod>2010-07-22T16:45:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/07/12/tenant-mortgage-protection-legislation-coming-into-force/</loc><lastmod>2010-07-12T20:04:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/07/01/sale-and-rent-back-final-rules/</loc><lastmod>2010-07-01T16:27:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/06/18/need-for-hmo-planning-consent-to-be-reduced/</loc><lastmod>2010-06-18T11:18:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/06/17/county-court-judgement-on-renewal-fees/</loc><lastmod>2010-06-17T16:58:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/06/11/no-more-regulation/</loc><lastmod>2011-08-28T07:40:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/06/09/first-speech-from-the-new-housing-minister/</loc><lastmod>2010-06-10T12:30:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/06/03/painsmith-documen-shop-launched/</loc><lastmod>2010-06-03T12:29:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/27/recoverability-of-money-paid-in-relation-to-unfair-terms/</loc><lastmod>2010-05-31T10:55:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/21/lettings-epcs-and-hips/</loc><lastmod>2010-07-27T08:54:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/20/hips-suspension-and-lettings-epcs/</loc><lastmod>2010-05-20T15:28:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/13/additional-and-selective-licensing-consent/</loc><lastmod>2010-05-19T14:39:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/13/the-election-and-potential-changes-to-housing-policy/</loc><lastmod>2010-05-14T09:07:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/05/06/painsmith-toolbar-now-available/</loc><lastmod>2010-05-06T10:51:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/30/more-key-tenancy-deposit-cases-come-to-court/</loc><lastmod>2010-07-11T10:26:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/23/further-painsmith-seminars/</loc><lastmod>2010-04-23T10:57:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/20/hmo-changes-in-northern-ireland/</loc><lastmod>2010-04-20T15:30:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/13/long-leases-in-scotland/</loc><lastmod>2010-04-12T19:49:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/13/selective-and-additional-licensing-consent/</loc><lastmod>2011-02-01T18:48:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/12/new-right-to-enfranchise/</loc><lastmod>2010-04-09T15:29:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/09/tenant-protection-on-mortgage-repossession/</loc><lastmod>2010-07-16T13:40:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/09/welsh-consultation/</loc><lastmod>2010-04-09T06:42:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/04/09/catch-us-on-the-radio/</loc><lastmod>2010-04-09T08:11:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/re-publishing-posts/</loc><lastmod>2010-03-16T12:11:48+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://blog.painsmith.co.uk/2010/03/12/new-planning-categories-for-hmos/</loc><lastmod>2010-05-30T13:12:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/03/10/household-energy-management-strategy/</loc><lastmod>2010-03-09T18:28:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/03/09/thermal-efficiency-in-the-prs/</loc><lastmod>2010-03-09T19:08:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/20/oft-v-foxtons-rides-again-maybe/</loc><lastmod>2010-02-24T10:12:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/20/distance-selling/</loc><lastmod>2010-02-24T10:12:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/23/emergency-accommodation-and-epcs/</loc><lastmod>2010-02-24T10:12:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/25/oft-loses-in-bank-charges-implications-for-foxtons/</loc><lastmod>2010-02-24T10:11:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/12/23/mobile-homes-act-changes/</loc><lastmod>2010-02-24T10:11:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/12/23/building-regulation-consultation/</loc><lastmod>2010-02-24T10:11:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/12/27/foxtons-to-appeal-in-oft-case/</loc><lastmod>2010-02-24T10:10:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/04/2010-whats-to-come/</loc><lastmod>2010-02-24T10:10:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/05/new-regulations-and-agents-terms-of-business/</loc><lastmod>2010-02-24T10:10:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/13/selective-licensing/</loc><lastmod>2010-02-24T10:09:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/13/commercial-rent-arrears-recovery-on-hold/</loc><lastmod>2010-02-24T10:09:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/12/18/electronic-disclosure/</loc><lastmod>2010-02-24T10:08:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/18/protect-your-property/</loc><lastmod>2010-02-24T10:07:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/23/oft-v-foxtons-the-final-order/</loc><lastmod>2010-07-01T16:19:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/about/</loc><lastmod>2010-02-18T14:02:12+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://blog.painsmith.co.uk/2010/02/14/landlords-warranties-and-agents/</loc><lastmod>2010-02-19T12:21:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/12/high-court-decision-on-tdp/</loc><lastmod>2011-03-14T09:28:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/11/decision-in-high-court-tds-case/</loc><lastmod>2010-02-24T09:19:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/11/gas-safe-register-reaches-ni/</loc><lastmod>2010-02-11T08:37:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/11/blog-changes/</loc><lastmod>2010-02-11T08:22:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/03/foxtons-withdraws-appeal/</loc><lastmod>2010-02-03T16:00:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/02/02/emails-as-contracts/</loc><lastmod>2010-02-02T13:52:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/29/new-announcements-on-hmos/</loc><lastmod>2010-04-08T10:48:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/05/21/changes-to-asts/</loc><lastmod>2010-01-27T20:26:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/24/tenancy-deposit-protection-a-binding-decision/</loc><lastmod>2011-03-31T07:21:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2010/01/21/draft-scottish-housing-bill/</loc><lastmod>2010-01-21T21:21:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/disclaimer/</loc><lastmod>2010-01-10T12:34:29+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>http://blog.painsmith.co.uk/2009/12/03/service-charges%e2%80%a6-or-not/</loc><lastmod>2009-12-08T12:44:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/22/tenants-notices-to-quit-holding-over-and-double-rent/</loc><lastmod>2009-12-02T09:38:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/03/17/more-tdp-problems/</loc><lastmod>2010-04-29T09:48:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/11/tdp-new-case-and-a-summary/</loc><lastmod>2009-11-25T22:27:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/05/when-is-a-trial-not-a-trial%e2%80%a6%e2%80%a6/</loc><lastmod>2009-11-04T20:46:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/11/04/epcs-and-the-hhsrs/</loc><lastmod>2010-04-29T13:28:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/08/05/tdp-and-prescribed-information/</loc><lastmod>2009-09-30T10:23:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/09/23/accuracy-of-information-on-websites/</loc><lastmod>2009-09-25T13:59:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/09/09/tds-evidence-and-bias/</loc><lastmod>2009-10-15T17:14:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/09/09/mortgage-repossession-protocol-changing-behaviour/</loc><lastmod>2009-09-09T21:27:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/09/01/further-energy-performance-tweaks/</loc><lastmod>2009-09-01T20:15:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/09/01/notices-to-quit/</loc><lastmod>2009-09-01T20:02:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/08/09/rtm-company-articles/</loc><lastmod>2009-08-09T21:14:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/08/09/epc-directive-changes/</loc><lastmod>2009-08-07T00:25:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/08/06/mortgage-possession-and-tenants/</loc><lastmod>2009-08-06T23:25:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/30/gas-safe-register-confusion/</loc><lastmod>2009-08-17T15:13:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/20/planning-and-hmos/</loc><lastmod>2009-07-28T10:48:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/09/oft-v-foxtons/</loc><lastmod>2009-07-13T18:05:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/13/landlords-as-consumers/</loc><lastmod>2009-07-13T18:03:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/16/rent-increase-clauses-and-statutory-periodic-tenancies/</loc><lastmod>2009-07-16T11:22:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/10/oft-v-foxtons-press-release/</loc><lastmod>2009-07-11T18:14:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/10/oft-v-foxtons-early-hints/</loc><lastmod>2009-07-11T18:12:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/11/oft-v-foxtons-renewal-commissions-and-mis-reporting/</loc><lastmod>2009-09-28T10:55:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/07/10/initial-response-to-oft-v-foxtons/</loc><lastmod>2009-07-10T14:10:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/06/15/changes-in-home-ownership-attitudes/</loc><lastmod>2009-06-15T09:45:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/06/12/the-life-and-death-of-tenancy-deposit-scheme/</loc><lastmod>2009-06-12T18:13:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/06/04/sale-and-rent-back-regulation/</loc><lastmod>2009-06-04T17:54:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/05/28/electrical-safety-in-dwellings-a-reminder/</loc><lastmod>2009-09-03T17:20:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/05/21/lacors-on-cancellation-of-contracts/</loc><lastmod>2009-05-21T14:49:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/05/21/oft-v-foxtons-a-clarification/</loc><lastmod>2009-05-21T12:51:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/05/21/proper-place-for-tds-claims/</loc><lastmod>2009-05-21T12:22:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/04/23/premium-leases-and-the-budget/</loc><lastmod>2009-04-23T12:14:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/04/22/tdp-again/</loc><lastmod>2009-06-17T11:11:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/04/15/tenancy-deposit-protection-and-rent-in-advance/</loc><lastmod>2009-04-15T17:41:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/04/07/gas-safe-register/</loc><lastmod>2010-11-29T12:16:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/04/15/digital-switchover/</loc><lastmod>2009-04-15T16:17:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/03/15/new-generic-pre-action-protocol/</loc><lastmod>2009-03-15T17:07:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/02/17/repossession-pre-action-protocol/</loc><lastmod>2009-02-25T23:57:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/02/25/new-gas-safety-regime/</loc><lastmod>2009-02-26T08:19:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/01/29/the-end-of-the-tolerated-trespasser/</loc><lastmod>2010-01-27T20:07:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/02/12/mortgage-possession-tenants-notice/</loc><lastmod>2009-02-12T10:34:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/01/22/smoke-control-in-wales/</loc><lastmod>2009-01-23T18:55:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2009/01/13/spotting-drug-production/</loc><lastmod>2009-01-13T00:45:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/12/agents-fees/</loc><lastmod>2009-01-08T23:20:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/15/ground-14-and-possession-for-criminality/</loc><lastmod>2009-01-08T23:19:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/29/shareholders-and-leaseholders-different-obligations/</loc><lastmod>2008-12-30T16:03:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/29/corporate-manslaughter-and-homicide-act-2007-audit-your-procedures/</loc><lastmod>2008-12-30T15:58:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/23/consent-to-assign-or-alter/</loc><lastmod>2008-12-23T15:27:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/10/26/disrepair-pre-action-protocol/</loc><lastmod>2008-12-21T14:38:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/21/move-to-monthly-rents-in-commercial-leases/</loc><lastmod>2008-12-21T14:36:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/12/cancellation-of-consumer-contracts/</loc><lastmod>2008-12-12T17:19:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/10/20/new-fire-safety-guidance/</loc><lastmod>2008-12-05T19:22:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/12/04/interest-rate-cuts-and-tenancy-deposits/</loc><lastmod>2008-12-04T20:57:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/11/24/chancellors-pre-budget-report/</loc><lastmod>2008-11-24T16:38:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/10/31/housing-and-regeneration-act/</loc><lastmod>2008-11-19T23:26:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/10/27/rugg-review-of-the-private-rented-sector/</loc><lastmod>2008-11-03T16:40:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/2008/10/24/7/</loc><lastmod>2008-10-26T16:01:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>http://blog.painsmith.co.uk/</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2012-02-03T14:26:26+00:00</lastmod></url></urlset>

